Terms of Service

1. Introduction

Welcome to the website of Sanyaolu JP & Abimbola Investment Limited ("the Company," "we," "our," or "us"). These Terms of Service govern your access to and use of our website, mobile applications, digital platforms, products, and services.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Eligibility

You represent that you are at least 18 years of age or are accessing our services under the supervision of a parent or legal guardian.

You further warrant that you have the legal capacity to enter into binding contracts.

3. User Account

Where registration is required, you agree to:

• Provide accurate and complete information
• Keep your login credentials confidential.
• Notify us immediately of any unauthorized access.
• Accept responsibility for all activities conducted under your account.
• The Company reserves the right to suspend or terminate accounts found to contain false information or
• Involved in fraudulent activities.

4. Acceptable Use

You agree not to:

• Violate any applicable law.
• Upload malicious software or viruses.
• Attempt unauthorized access to our systems.
• Interfere with website security.
• Impersonate another individual or organization.
• Engage in fraudulent, abusive, or deceptive conduct.
• Use automated tools to scrape or copy website content without written permission.
• Violation of these Terms may result in immediate suspension and legal action.

5. Products and Services

All products and services displayed on our website are subject to availability.

Descriptions, photographs, prices, specifications, and availability may change without prior notice.

We reserve the right to discontinue any product or service at any time.

6. Pricing

While every effort is made to ensure pricing accuracy, errors may occur.

We reserve the right to:

• Correct pricing errors.
• Refuse or cancel orders containing incorrect prices.
• Modify prices without prior notice.

7. Payments

Payments must be made using approved payment methods.

The Company reserves the right to verify payment information before processing any order.

Orders suspected of fraud may be delayed, canceled, or reported to relevant authorities.

8. Shipping and Delivery

Delivery timelines are estimates only.

The Company shall not be liable for delays caused by:

• Courier companies
• Customs authorities
• Government restrictions
• Natural disasters
• Civil unrest
• Technical failures
• Events beyond our reasonable control
• Risk passes to the customer upon delivery.

9. Cancellation and Refund

Orders may be canceled only in accordance with our Refund and Return Policy.

Refund approval remains at the sole discretion of the Company where permitted by law.

10. Intellectual Property

All website content including:

• Logos
• Trademarks
• Software
• Images
• Videos
• Designs
• Product descriptions
• Documents
• Graphics
• Text

remain the exclusive intellectual property of Sanyaolu JP & Abimbola Investment Limited unless otherwise stated.

No content may be reproduced without prior written consent.

11. User Content

Where users submit reviews, comments, photographs or other content, they grant the Company a non-exclusive, worldwide, royalty-free license to use, reproduce, display, modify and publish such content for lawful business purposes.

The Company reserves the right to remove content that is unlawful, offensive, misleading, defamatory, or infringes the rights of others.

12. Electronic Communications

By using our website, you consent to receive electronic communications, including notices, invoices, updates, and promotional messages where permitted by law.

13. Third-Party Services

Our website may contain links to third-party websites or services.

We do not control, endorse, or assume responsibility for any third-party content, products, or services.

Your use of third-party websites is entirely at your own risk.

14. Disclaimer

The website, products, and services are provided on an "as available" and "as is" basis.

To the fullest extent permitted by law, the Company disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

15. Limitation of Liability

To the fullest extent permitted by law, Sanyaolu JP & Abimbola Investment Limited shall not be liable for:

• Loss of profits
• Business interruption
• Loss of goodwill
• Loss of dat
• Indirect damages
• Incidental damages
• Consequential damages
• Punitive damages

Our maximum liability shall not exceed the amount paid by the customer for the specific product or service giving rise to the claim.

16. Indemnification

You agree to indemnify and hold harmless Sanyaolu JP & Abimbola Investment Limited, its directors, employees, agents, partners, and affiliates against all claims, liabilities, damages, expenses, and legal costs arising from:

• Your breach of these Terms
• Your misuse of our website
• Your violation of applicable law
• Your infringement of third-party rights

17. Force Majeure

The Company shall not be liable for delays or failure to perform caused by events beyond its reasonable control including natural disasters, pandemics, cyberattacks, government actions, strikes, wars, power outages, internet disruptions, or other unforeseen events.

18. Privacy

Use of our website is also governed by our Privacy Policy, which forms part of these Terms.

19. Suspension and Termination

We reserve the right, without prior notice, to:

• Suspend user accounts.
• Restrict website access.
• Cancel transactions.
• Remove content.
• Terminate services.

where we reasonably believe these Terms have been violated.

20. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

21. Dispute Resolution

Any dispute arising under these Terms shall first be resolved through good-faith negotiation.

Where negotiation fails, the parties agree to attempt mediation or arbitration before commencing litigation, unless otherwise required by applicable law.

22. Amendments

The Company reserves the right to amend these Terms at any time.

Continued use of our website after amendments constitutes acceptance of the revised Terms.

23. Contact Information

Questions concerning these Terms may be directed to Sanyaolu JP & Abimbola Investment Limited using the official contact details published on the website.